Loans and Investment Officer

Responsibilities:

• Partner with the customer Relationship Supervisor in developing weekly/monthly plans about client mobilization and individual performance goals.
• Maintain a good knowledge of assigned market geographical areas and understand clients’ needs with competing products.
• Research and develop business opportunities within assigned geographical zones and assist the marketing department with market research and impact studies upon request.
• Market all MRM Products and Services to potential clients by using the promotional tools as approved by management.
• Responsible in acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and prompt repayment.
• Conduct a thorough loan analysis to ascertain the customer’s payment capacity and willingness; evaluate the credit risk before Credit Committee Meetings.
• Reduce liquidity risk by aggressively mobilizing savings daily.
• Ensure each loan disbursed complies with MRM lending procedures, policies, and methodology.
• Prepare and present the report as assigned by your Team Lead/ Head, BDS.
• Compile credit files with required documentation and hand them over to back office staff for processing.

Requirements:

• 1-2 years experience as a Loan and Investment Officer.
• Minimum of HND or BSc. in any relevant field.