Sales Executive (Salary Loan / Wealth Management) at Rosabon Financial Services (RFS) Limited (8 Openings)Posted on Tue 10th Sep, 2024 – hotnigerianjobs.com — (0 comments)
Rosabon Financial Services (RFS) Limited has for over three decades been a trailblazer in the Nigerian financial service industry providing financial solutions through customer-centric services driven by a highly motivated workforce. RFS is licensed and supervised by the Central Bank of Nigeria to provide financial Services to individuals and corporate entities.
We are recruiting to fill the position below:
Job Title: Sales Executive Sales Executive (Salary Loan / Wealth Management)
Locations: Abuja (FCT) , Anambra, Kano, Lagos, Ondo, Osun, Oyo and Rivers
Employment Type: Full-time
Scope and Impact
The candidate will be tasked with the responsibility of selling various loan products.
He/ She will act as liaison between
customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
Job Summary
The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).
He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
Responsibilities
Evaluate credit worthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients either to request or to provide information
Justify decisions (approvals/rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions
Review loan agreements to ensure that they are complete and accurate according to policy
Update account records, Compute payment schedules and transactions on ERP
Confer with underwriters to aid in resolving loan application problems.
Update job knowledge on types of loans and other financial services
Assess customer needs, explore all options and introduce different types of loans
Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish
quotas
Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the
underwriting process
Operate in compliance with laws and regulations and adhere to lending compliance guidelines
Deposit mobilization to meet set targets
Key Performance Indicators
Meet Set Monthly loan and investment Targets
Reduced number of Non-Performing loans
Customer retention rate of minimum 90% across loan and investment products
Requirements
Proven working experience as a Loan Officer
Familiarity with computers and banking applications/software
Solid understanding of direct/indirect lending products and practices
Customer satisfaction orientation and sales competencies
Ability to work in a goal oriented environment and meet set target
BS degree in finance, economics or a related field with 2 – 10 years work experience.
Application Closing Date
10th October, 2024.
Method of Application
Interested and qualified candidates should send their applications to: [email protected] using the Job Title as the subject of the email.
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